This can be confusing stuff. Questions are welcome. Here are a few things to consider asking when making your decision.

“Do I have any financial help available?”

If you’ve recently lost your job, become self-employed or started freelancing – there’s a chance you may qualify for some kind of tax credit or cost-sharing program. It never hurts to ask.

“Is there a deductible?

Plans with a high deductible may work well if you rarely go to the doctor. Plans with a low deductible may be better for you if you see a doctor often or have any chronic conditions.