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How we determine your options

We ask for personal information to explore your eligibility for certain plans.
Here are few sample questions and why we ask.

What is your job status?

If you're currently getting health coverage from a full-time job, it may be your most affordable option. If not, you have other options.

What is your household income?

Your income can determine if you qualify for special programs, including ACA premium subsidies.

How old are you?

Age can play a big factor in the options available to you. For example, if you are age 65 or older (or under the age of 65 with certain disabilities), you may be eligible for Medicare coverage.

What are your healthcare needs?

Certain conditions can help determine if you qualify for specific programs.

What is your family situation?

Your household size and status helps determine program and subsidy eligibility.

Employment

What is your job status?

If you're currently getting health coverage from a full-time job, it may be your most affordable option. If not, you have other options.

Income

What is your household income?

Your income can determine if you qualify for special programs, including ACA premium subsidies.

Age

How old are you?

Age can play a big factor in the options available to you. For example, if you are age 65 or older (or under the age of 65 with certain disabilities), you may be eligible for Medicare coverage.

Health

What are your healthcare needs?

Certain conditions can help determine if you qualify for specific programs.

Family

What is your family situation?

Your household size and status helps determine program and subsidy eligibility.

Wondering about ACA options? We’re here to help.

The Affordable Care Act (ACA, also referred to as Obamacare) offers a variety of health insurance plans for individuals and families

ACA facts you should know

ACA plans cover screenings, immunizations, and preventive care

The average monthly advanced premium tax credit was $508 in 20221

ACA plans cover pre-existing conditions

1Estimated Total Premium Tax Credits Received by Marketplace Enrollees.” Kaiser Family Foundation. Accessed February 8, 2023.

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About HealthMarkets

Our mission is to help people make informed decisions about insurance products that can help protect their health and financial well-being.

HealthMarkets Insurance Agency is one of the largest independent health insurance agencies in the United States and is licensed to market and sell health insurance in all 50 states and the District of Columbia. We distribute health, Medicare, life and supplemental insurance products from more than 200 insurance companies with thousands of plans available nationwide to individuals and families, seniors, small business owners and their employees. We represent recognized health insurance companies nationwide.